Kit narrates from Blérancourt in March 1918. Kit continues corresponding with her mother, her sister Mabel, and Tom. One night Kit asks Cookie what it’s like to be “with a man” and confesses that she never has because everyone back home knew everyone else’s business. Now she wants more than book-learning about passion.

On their visit to the Red Zone, Vivienne tells Kit and Marcelle she saw a man in a German uniform, but Victorine tells her it was a “boogeyman” and still refuses to leave. At the club-house, Jeanne announces that she and Henri are engaged, and the Cards begin planning a wedding celebration; Anne Morgan insists on covering the expense of a wedding gown over Dr. M.D.’s objections.

The soldiers arrive, and Kit and Tom rush to greet one another. After dancing, Kit sneaks Tom back to her room despite his concerns for her “reputation.” She is no longer as worried about what people think, and she wants him. They have sex.

Wendy narrates from New York in February 1987. Wendy and Roberto are still not speaking, and she spends most of her time learning more about the Cards and World War I, including the perspectives of different countries at the war’s beginning.